What is a fractional CFO?
A fractional CFO provides executive-level financial leadership on a part-time or contract basis. You get the strategy, reporting discipline, and financial insight of a CFO without the cost of a full-time executive — typically at a fraction of the price.
How is a fractional CFO different from a bookkeeper or accountant?
A bookkeeper records transactions and an accountant prepares statements and tax filings. A fractional CFO works above both: interpreting the numbers, forecasting, managing cash flow, setting pricing and profitability strategy, and advising ownership on decisions.
What size of business do you work with?
I primarily serve small and mid-sized businesses across Canada and the U.S. — from early-stage companies establishing their finance function to established SMBs preparing for growth, financing, or sale.
Do you work with U.S. businesses or only Canadian?
Both. I have hands-on experience with CRA and IRS compliance, cross-border reporting, and IFRS, GAAP, and ASPE standards, and currently support a portfolio of clients on both sides of the border.
What is SR&ED and can you help me claim it?
SR&ED (Scientific Research & Experimental Development) is Canada's largest R&D tax incentive program, offering investment tax credits — refundable for many Canadian-controlled private corporations — plus additional provincial credits. If your business develops software, improves processes, or solves technical problems, you may qualify without realizing it. I assess eligibility, build the documentation CRA expects, and coordinate the claim with your tax filing.
How much does a fractional CFO cost?
Far less than the $200,000+ annual cost of a full-time CFO. Engagements are scoped to your needs — from a few hours of oversight per month to a full controllership function — so you only pay for the level of support your business actually requires. Most engagements fit comfortably within a small-business budget: typically a fraction of the cost of a single full-time hire. If you're not sure it's worth it, that's exactly what the free consultation is for.
How do engagements typically start?
With a free consultation. We discuss your goals and pain points, I review your current financial setup, and I propose a scope — whether that's a few hours of oversight per month or a full controllership engagement.